Home Products Partner About Contact Apply Now
Step 1 of 4 25%
How much
Your business
About you
Confirm
Step 1

How much do you need?

Takes about 2 minutes. No credit check — ever.

$
Minimum $5,000 · Maximum $500,000
Please enter a loan amount of at least $5,000
$
Your typical monthly turnover before expenses
Please enter your monthly revenue
Equipment
Inventory
Growth
Cash flow
Pay off debt
Renovation
Other
Please select a purpose
No impact on credit score
Step 2

Tell us about your business

Just a few quick details to check eligibility.

Please enter your 11-digit ABN
Please enter your business name
Please select your industry
Under 1 year
1–2 years
3–5 years
5+ years
Please select how long you've been trading
No impact on credit score
Step 3

About you

We just need your name and contact details — nothing more at this stage.

Please enter your full name
Please enter a valid email address
Please enter your mobile number
No impact on credit score
Step 4

Almost done — review your details

Everything look right? You can edit any field before submitting.

Loan amount — Edit
Purpose — Edit
Monthly revenue — Edit
Business — Edit
Industry — Edit
Trading — Edit
Name — Edit
Email — Edit
I agree to the Privacy Policy and consent to Ex Nihilo Finance collecting and using my information to assess this application.
I declare that all information provided is true and correct, and I authorise Ex Nihilo to verify my details with third parties as needed.
✓

Application received

We'll review your details and be in touch within the hour during business hours. Next step: provide your last 3 months of bank statements so we can finalise your assessment.

EXN-2025-00000

Provide bank statements →

We've also sent a secure link to your email

256-bit SSL
Same-day decision
No credit check
Business lender