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Partner Program

Built for brokers
who mean business.

Refer your clients to a lender that actually settles. Upfront commissions, same-day decisions, and a BDM who picks up the phone.

Upfront
Commissions paid — no clawbacks
Same day
Credit decisions for your clients
Dedicated BDM
A real contact, not a ticketing system
Who can partner

If you work with
business owners, we work with you.

Our referral program is open to a wide range of professionals who regularly interact with Australian SMEs looking for funding.

Finance Brokers

Accredited finance brokers offering a full suite of business lending solutions to your SME clients.

Mortgage Brokers

Your clients often need working capital alongside their property finance. Add a business lending solution to your offering.

Accountants & Bookkeepers

You see your clients' numbers every day. Refer them to a lender that assesses real cash flow — not just credit scores.

Equipment Dealers

Help customers get equipment financed on the spot. Fast decisions mean deals don't fall over while waiting for bank approval.

Financial Advisors

When business-owner clients need cash flow support or growth capital, have a fast, reliable referral option ready.

Business Consultants

Growth advisors, coaches, and strategists who regularly identify funding gaps in the businesses they work with.

Why partners choose us

A lender your clients
will thank you for.

We've built our partner program around one idea: if referring a client is easy and your commission is reliable, you'll keep coming back.

01
Upfront commissions

Get paid on settlement. Commissions are calculated on the loan amount and paid directly to your business — no waiting, no clawbacks.

02
Same-day decisions

Your clients get an answer the same day they apply. No week-long bank processes that leave deals hanging and clients frustrated.

03
Dedicated BDM

You'll have a named Business Development Manager who knows your clients and your preferred way of working. No call centres.

04
Partner portal

Track your referrals, view settlement status, and download commission statements — all in one place, 24/7.

05
No clawbacks

Once a deal is settled and your commission is paid, it's yours. We absorb the default risk — not you.

06
Marketing support

Co-branded materials, email templates, and client-facing content to help you explain our products to your audience.

How it works

Refer a client in
under two minutes.

The referral process is designed to be as low-friction as possible for you. Submit a lead, we handle the rest.

01
Register

Complete the partner registration form below. We'll review and approve your account within 1 business day.

1 business day
02
Submit a referral

Log into your partner portal and submit a client's details. Takes less than 2 minutes. We'll reach out to them directly.

2 minutes
03
We settle fast

Same-day credit decision, funds typically in your client's account within 1 business day of signing. We'll keep you updated.

1 business day
04
Commission paid

Your upfront commission is calculated on settlement and paid to your nominated account within 2 business days.

2 business days
Commissions

Competitive rates.
No surprises.

Our commission structure rewards accredited partners who bring volume. Contact your BDM to discuss your specific rate.

No clawback, ever

Once settlement occurs and commission is paid, you keep it — regardless of what happens with the loan afterwards.

Volume bonuses

Higher commission tiers unlock automatically as your settlement volume grows. The more you refer, the more you earn.

Fast payment

Commission is paid within 2 business days of settlement — directly to your business bank account, with a clear commission statement.

Standard referral commission
Up to 4%
Of the total loan amount, paid upfront on settlement. Higher rates available for accredited partners.
Paid on settlement
No clawback
Volume tiers available
Paid within 2 business days
Commission statements provided
Become a Partner

Exact commission rates are confirmed in your partner agreement. Contact us for accreditation enquiries.

Get started

Register as
a partner.

Fill in your details and we'll review your application within 1 business day. Your dedicated BDM will reach out to get you set up.

Account approved within 1 business day
No upfront fees or commitments to register
Partner portal access from day one
Dedicated BDM assigned to your account

By submitting this form you agree to our Privacy Policy. We'll be in touch within 1 business day.

FAQ

Common questions
from partners.

Not necessarily. Referrers who simply pass on a client's details and do not provide credit assistance typically do not need an ACL. However, if you provide advice or assistance about the loan itself, you may need a licence. We recommend confirming your obligations with your compliance adviser. Accredited brokers with an ACL are eligible for higher commission tiers.
Commissions are paid within 2 business days of the loan settling. You'll receive a commission statement showing the calculation, and the funds will be transferred directly to your nominated business bank account. You can also track commission status in real time via your partner portal.
You can refer for any of our business lending products: unsecured business loans (up to $200,000), equipment finance, invoice finance, and lines of credit. All products are for business-purpose lending only and are not regulated consumer credit products. Your BDM can advise on which product best suits a given client's situation.
Very little. To submit a referral you just need the client's name, business name, phone number, email, and an approximate loan amount they're looking for. Our team will contact the client directly to collect any supporting documents needed for assessment. You don't need to prepare a credit submission.
No. There's no minimum number of referrals required to maintain your partner status. You can refer one client a year or one a week — your account stays active either way. Higher volume does unlock better commission tiers, but there's no penalty for low volume.