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Our products

The right capital
for your moment.

Four products, one lender. Whether you need fast working capital, want to grow your asset base, unlock cash from invoices, or keep a flexible facility ready — we have the structure to match.

Business Loans

Fast capital when
you need to move.

Our flagship product. Working capital, growth projects, seasonal gaps, unexpected opportunities — a straightforward loan with same-day approval and funds in your account before close of business.

$10K–$200K
Loan amount
3–24 months
Loan term
Same day
Approval & funding
Best for
Managing cash flow between invoices and payments
Purchasing stock or inventory in bulk
Funding a marketing campaign or expansion
Covering payroll during a slow period
Seizing a time-sensitive business opportunity
Bridging until a large payment arrives
What you'll need
Eligibility requirements
Australian registered business (ABN required)
Minimum 6 months trading
$10,000+ average monthly revenue
3 months of bank statements
Business purpose for the funds
Rate from
1.5% / month
Simple interest. No hidden fees. Fixed for the life of the loan.
Equipment Finance

Own the tools that
build the business.

Purchase or upgrade equipment, vehicles, or technology without draining working capital. Structured repayments that align with the productive life of the asset — so the asset pays for itself.

Up to $250K
Finance amount
12–60 months
Repayment term
Fixed rates
No variable surprises
Types of equipment we finance
Commercial vehicles — utes, vans, trucks, forklifts
Manufacturing and trade machinery
Office technology and IT infrastructure
Restaurant and hospitality fit-outs
Medical and dental equipment
Construction and earthmoving equipment
What you'll need
Eligibility requirements
Australian registered business (ABN required)
Minimum 12 months trading
Quote or invoice for the equipment
3–6 months of bank statements
Asset used primarily for business purposes
Approval in
24–48 hours
Equipment financed and delivered without delay.
Invoice Finance

Your invoices are
worth money today.

Stop waiting 30, 60, or 90 days for your clients to pay. We advance up to 85% of your outstanding invoice value within 24 hours — turning what you're owed into cash you can use now.

Up to 85%
Of invoice value advanced
24 hours
Funding after approval
30–120 days
Facility terms
Best for
B2B businesses with long debtor payment terms
Businesses growing faster than cashflow allows
Trades and contractors awaiting project payment
Government and large-enterprise suppliers
Wholesalers managing large single invoices
Businesses that want to offer clients better terms
What you'll need
Eligibility requirements
B2B invoices only (not B2C)
Creditworthy and identifiable debtors
Invoices for completed goods or services
Minimum invoice value $5,000
No existing charge over the receivables
Fee from
1.5% / 30 days
Only charged on the advanced amount, for the days outstanding.
Line of Credit

Draw what you need.
Pay for what you use.

A revolving credit facility that sits ready when you need it and costs nothing when you don't. Draw funds, repay, redraw — without reapplying. The right structure for businesses with variable or seasonal cash flow.

$20K–$150K
Credit limit
Revolving
Draw, repay, redraw
Interest only
On drawn balance
Best for
Seasonal businesses with predictable revenue peaks
Businesses managing irregular expense timing
Covering short-term payroll or supplier gaps
Businesses that want capital ready before they need it
Ongoing working capital support without re-applying
Retailers managing inventory cycles
What you'll need
Eligibility requirements
Australian registered business (ABN required)
Minimum 12 months trading
$15,000+ average monthly revenue
6 months of business bank statements
Established trading pattern with consistent revenue
Rate from
1.8% / month
Only on the amount drawn. Zero cost when not in use.

Compare all four products

Business Loan Equipment Finance Invoice Finance Line of Credit
Amount $10K–$200K Up to $250K Up to 85% of invoice $20K–$150K limit
Term 3–24 months 12–60 months 30–120 days per invoice Revolving (ongoing)
Rate type Simple interest, fixed Fixed rate Fee per 30 days Interest on drawn amount
Rate from 1.5% / month Fixed 1.5% / 30 days 1.8% / month
Approval time Same day 24–48 hours 24 hours after invoice check 2–3 business days
Min. trading 6 months 12 months 6 months 12 months
Min. monthly revenue $10,000 No minimum Invoice dependent $15,000
Collateral Unsecured (most cases) Asset is security Invoices are security May require debenture
Best for Working capital & growth Asset acquisition B2B cash flow gaps Ongoing flexibility
Not sure which fits?

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the right direction.

Tell us what you're trying to do and we'll match you to the right product — no obligation, takes 10 seconds.

What do you primarily need funding for?
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No credit impact, no commitment. Answer a few questions and we'll tell you what's available for your business.